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Loans

Loans are available for all good purposes. Interest rates are very competitive and may vary according to the purpose of the loan and collateral offered.

All credit union loans are calculated as simple interest, with finance charges based on the actual time the borrowed funds are used. Members are allowed to apply for all types of loans.

We offer the following types of loans:

Loan protection and credit disability insurance are available at a minimal cost. Loan requests are responded to promptly and in strict confidence.



New & Used Car Loans
Whether you want a new or used vehicle, you may finance it through us. Preview our loan rates, complete an online application today, and drive in your new car tomorrow.

Are you looking to buy a car or truck but want to do some research first? We have assembled a whole host of services to help you get the most for your money, with as little hassle as possible. Just visit our car buying information page.

Boat Loans
Get ready to sail away. If you have been looking to get that special boat for your weekend getaways, Monroe County Teachers Federal Credit Union can help. Whether new or used, your Credit Union can finance your dreams at an excellent rate. Complete an online application today to get started.

Motorcycle Loans
Getting ready for a road trip? Monroe County Teachers Federal Credit Union can help you by financing your motorcycle purchase at a great rate. Get pre-approved today by completing an online application - it is your first step to owning your own dream machine.

Home Equity Loans
A home equity loan can help you with major expenses like college education, weddings, and home renovations or to consolidate your bills. Rates are low and that means you could save a lot. Your credit union offers this financial option that allows you to:

  • Get more for your money with our low rates
  • Put the equity in your house to work for greater borrowing power
  • Avoid paying high interest rates that other types of loans require

A home equity loan may be the right solution for putting the money you need into your hands. Find out how you can take advantage of our low rates and payments, just stop by or give us a call.

Personal Loans
Looking to consolidate your debts or simply need an unsecured loan? The Credit Union has a variety of terms and rates to suit your needs. Ask a loan officer for more information or complete an online application today.

Share Pledged Loans
Share Secured loans allow you to borrow money against the balance in your share accounts at your credit union.

Share secured loans are terrific for when you need to make a purchase but don't want to wipeout your savings or need to establish or reestablish credit! Contact us to learn more.

 

 

 

Monroe County Teachers Federal Credit Union
PO Box 2666, Key West, Florida 33045-2666

305.296.8546 Phone / 305.293.9588 Fax


Your savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.

 

Copyright 2008, Monroe County Teachers Federal Credit Union. All Rights Reserved.
Unauthorized Access is Prohibited. All Accesses are Monitored.

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit unions web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the Credit Union.

The Credit Union does not endorse, approve, certify or control any of the 'live' links to other Internet addresses
which are provided for members' convenience in accessing information not maintained on this site.